Motorola Employees Credit Union
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Compare Our Visa Platinum

Ever wonder how our products compare to other ones in the market? Here's a comparison chart to help point out the ways we're a better choice.

 

MECU Visa Platinum w/ Rewards

Citi Platinum Select

Chase Slate with Blueprint

Introductory APR

5.9% for 6 months

0% for up to 12 months

0% for 12 months

Regular APR (as low as)

11.90%

11.99%

22.24%

Annual fee

$0

$0

$0

Balance transfer fee

$0

3% of each balance transfer; $5 minimum

3% of each transfer amount; $5 minimum

Cash advance fee

$0

3% of each cash advance; $5 minimum

3% of each transaction amount; $10 minimum

Late payment fee

$20

$15-$39

$15-$39

Over the limit fee

$20

$39

$39

Grace period

25 days

20 days

21 days

Point program

Yes

No

No

Fraud protection

Yes

Yes

Yes


Features current as of 03/01/10, and obtained from each company's website.
This comparison assumes the most basic credit card without any additional services such as direct deposit. APR  = Annual Percentage Rate


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            Rates, related credit card fees and disclosures
            List of all MECU fees

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MECU Rates

Money Market 1.04%  APY
Vehicle Loans as low as 3.24%  APR
Home Equity Loan
rate as low as
6.00%  APR
› See our rates and disclosures  


Privacy Policy
Savings insured up to $250,000, and Individual Retirement Accounts are separately insured to $250,000, by the National Credit Union Administration, a U.S. Government agency. 
An additional $250,000 of coverage is provided by Excess Share Insurance.