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Certificates


A Range of Options - And Rates You'll Love

You're looking for safety. You're looking for reliability. You're looking for an investment that will yield a higher rate of return. And if you've come to MECU in search of certificate accounts offering all that and more - you're looking in the right place.

With certificate options ranging from six to 60 months, the friendly staff at MECU offers a variety of accounts to suit your needs. We even offer super jumbo certificate rates. And all of our certificates are insured up to $250,000 by the National Credit Union Administration (NCUA), so you know your money is safe and sound.

So you can stop looking. And start opening your certificate today.

  • No monthly service charge
  • Minimum deposit of just $1,000
  • Notification of your three maturity options mailed to you 21 days before maturity
  • Monthly/quarterly consolidated statements are provided
  • Competitive dividends locked in for the certificate term
  • Free online access to your accounts at any time
  • Account balances are federally insured
Self-help and Resources Calculators and Tools
Help

What types of certificates of deposit (CDs) or share certificates does MECU offer?

Does MECU offer CDs/share certificates with a variable interest rate?

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MECU Rates

6 months 1.14%  APY
12 months 1.52%  APY
18 months 1.75%  APY
30 months 2.30%  APY
60 months 3.02%  APY
› See our rates and disclosures  


Privacy Policy
Savings insured up to $250,000, and Individual Retirement Accounts are separately insured to $250,000, by the National Credit Union Administration, a U.S. Government agency. 
An additional $250,000 of coverage is provided by Excess Share Insurance.