Costs:
Standard transfers incoming to MECU (within 3 business days) - FREE
Standard transfers outbound from MECU (within 3 business days) - FREE
Next-day transfer inbound or outbound (next business day) - $5
Service Limits:
Standard - Up to $15,000 of inbound and $15,000 of outbound transfers daily
- Up to $25,000 of inbound and $25,000 of outbound transfers monthly
Next-Business Day* - Up to $2,000 of inbound and $2,000 of outbound transfers daily
- Up to $10,000 of inbound and $10,000 of outbound transfers monthly
Outstanding means any transfer that has not yet cleared, contributes to your current daily (or monthly) limit.
Transactions need to be performed before 4:00 PM CT for next-business-day service.
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 List of all MECU fees (pdf)
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*To be eligible for the Next Day service, your account must meet the following conditions: 1. You must be in good standing with your financial institution. 2. You must not have any Non Sufficient Funds experience in the previous 3 months from the registration date of the Funds Transfer service with your financial institution. 3. You must not have had any negative experience with MECU using the Online Money Movement. Negative experience shall include, without limitation, NSF, Account Closed (debit only), Authorization Revoked by Customer, Payment Stopped, Customer Advises not Authorized, Account Holder Deceased, Beneficiary Deceased, Account Frozen. 4. To be eligible for the Next Day service, the non-host account to which you are transferring money is required to make a successful inbound transfer of $500 to your account at least sixty days prior to the date of a Next Day request to that non-host account. 5. For an inbound transaction, your account must have a minimum available balance of $750. 6. For an outbound transaction, your account must have a minimum available balance of $750 after adjusting for the current transaction. Current transactions shall include all transfers that are open and have not been released by MECU. |
