Motorola Employees Credit Union
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Funds Availability


Funds deposited to your account are made available based on the following schedule (this includes deposits made at MECU locations and shared branch locations, drive-up, teller, mail and ATM deposits, as well as deposits made for purchase of money orders): 




Type of checkFunds available
Motorola and government checksImmediately
All local checks2nd business day after day of deposit
All out-of-state checks5th business day after day of deposit
Deposits made at non-MECU ATMs5th business day after day of deposit


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MECU Rates

Savings 0.25%  APY
Checking 0.20%  APY
Money Market 0.59%  APY
Holiday Savings 0.25%  APY
Vacation Savings 0.25%  APY
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Savings insured up to $250,000, and Individual Retirement Accounts are separately insured to $250,000, by the National Credit Union Administration, a U.S. Government agency. 
An additional $250,000 of coverage is provided by Excess Share Insurance.